The past big date 31+ go out delinquent accounts was in fact higher was in Q3 2011 (6.01%). Delinquencies out of 60+ months was history higher from the 3.91% inside the Q3 2013, and you can ninety+ day delinquencies past topped the brand new 2022 fee during the Q3 2013 at the step 3.91%.

However one explains the fresh new TransUnion-Experian discrepancy for the prior years’ data, it is clear you to definitely overdue and unpaid accounts have trended upward for the 2022. You to, no less than, is the nationwide trend. What can things look like towards the a state-by-condition basis?

Colorado ‘s the state with the reduced delinquency rates private money with a-1.5% 60+ days-past-owed (DPD) rates. Read More