I’ve home financing that have IDBI Lender. I was purchasing pre EMI and i wasn’t intimated because of the the financial institution with the normal EMI becoming become. Lender https://paydayloanalabama.com/linden/ was in your hands on certainly one of my personal cheque for pre EMI wherein extent is actually minimal compared to real EMI. It filed my personal cheque that have special knowledge on it claiming the fresh matter ought not to surpassed to specific number. It head my HDFC lender to go back new cheque. We expected Mr. Ingole of collection dept. out-of IDBI financial to stop this new cheque fee and you will come back me the new cheque to prevent any longer circumstances. However the cheque is actually lso are-delivered the following some time and I was charged okay towards cheque jump. I am happy to afford the matter due which have one to condition discover a page off IDBI bank to own neglect with my demand and elimination of my name off defaulters checklist to possess financing. Financial is not prepared to provide me personally the letter possesses together with leftover my personal identity because the defaulter. I am definitely troubled due to such as for instance negligence of your Financial services.

Related IDBI Financial studies

My name is still introduce since defaulter which end up in getting rejected away from my almost every other finance. This type of has recently put a mental torture due to for example bad service from the Lender. Delight book me for similar.

Comments

I got a present loan with IDBI lender and i also opted to possess ‘top-up’ financing that’s 42% out-of my initial amount borrowed the service is really bad and you may i was requested most of the Data files once more and they’ve got processes as the a different sort of mortgage (and additionally Domestic Records, Personal data files and all you’ll be able to files)

It gather one to file on a daily basis in order to delay the process. The loan manager will not be aware of the Process. Branch office and also headquarters employees are not sure throughout the her porcess.

They promise that supply the loan in two months, it provides take over 1 month now but still it was asking for records once more.

yes there is no answer to it from them. we had taken financing from them and is always to eliminate you as a consumer. They bounced my cheques twice During the more than they missing my cheques and told me to ignore they.

I’m a customer regarding IDBI home funds which claims to get involved in IDBI financial. And i trust their a help bank. I’ve removed housing mortgage about week regarding that have an effective huge interest rate from several% floating.

Though RBI has diminished the rate, this business are nevertheless maintaining the same variety. Out of past 3 months he’s only to make sure all of us you to definitely things a good is just about to happens as they are going to eradicate the rate because administration team is together.

Yet still so it cluster since the not noticed our request neither that features followed government entities rules out-of decreasing the interest rate (other individuals every service lender have smaller the new rates upto 9% so you’re able to ten.5%). What makes however IDBI Family Funds maybe not following laws and trying to help out their eager consumers??

It’s very crappy you to respected banking institutions including IDBI nor government are need for permitting bad societal nor he’s interest in adopting the guidelines which they keeps incorporate Pertaining to anyone And for the Discount.

One more incident hence taken place during the time when in the end IDBI paid back me personally the DD into the (Friday), it charged me personally int. fee for a few days (which had been vacations), as they know that DD are not cleared inside the least 2 business days it matter try charged so you’re able to me. Is it fair. When it go after such things as a part of policies for their work with, let’s it pursue government regulations towards advantage of customers? Why they impede when you look at the decision making? The thing that makes the fresh banking method therefore weak?? As the an excellent bank they must just remember that , as opposed to consumer it are unable to focus on brand new organization.

Because the a loan company they ought to be aware that hook change in rate of interest also takes on extremely important part in accordance guys existence and in an economy which is immediately powered by speculation and artificial rising prices.